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    <title>2026 (8) TMI 860 - NATIONAL COMPANY LAW APPELLATE TRIBUNAL PRINCIPAL BENCH, NEW DELHI (LB)</title>
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    <description>Final personal insolvency admission and closure orders cannot be collaterally challenged through an appeal against a consequential bankruptcy order when the available objections were not raised earlier. Service of the closure application and bankruptcy petition at the debtor&#039;s admitted email address, combined with the absence of a statutory requirement for prior notice before a bankruptcy order following closure, defeated the natural justice challenge. Limitation and invocation of the personal guarantee had been determined in the unchallenged admission order; the application was also filed within three years of the demand invoking the guarantee. Separate proceedings against a co-guarantor did not affect the binding orders against the appellant.</description>
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      <description>Final personal insolvency admission and closure orders cannot be collaterally challenged through an appeal against a consequential bankruptcy order when the available objections were not raised earlier. Service of the closure application and bankruptcy petition at the debtor&#039;s admitted email address, combined with the absence of a statutory requirement for prior notice before a bankruptcy order following closure, defeated the natural justice challenge. Limitation and invocation of the personal guarantee had been determined in the unchallenged admission order; the application was also filed within three years of the demand invoking the guarantee. Separate proceedings against a co-guarantor did not affect the binding orders against the appellant.</description>
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