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    <description>Criminal process cannot be used to coerce repayment of money where allegations arising from instalment payments and a proposed flat sale disclose an essentially civil dispute. Police enquiry and documentary material did not support the oral allegations, while earlier orders had treated the matter as civil; criminal cognizance was therefore unwarranted, and the refusal of cognizance and dismissal of the complaint stood restored. Setting aside a refusal of cognizance and remanding the matter necessarily prejudices the accused person; reopening cognizance without hearing that person was unsustainable.</description>
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