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    <title>Return of contribution on exit from the employment</title>
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    <description>Return of contribution on exit from employment under the Employees&#039; Pension Scheme, 2026 is fixed through a slab-wise table that links months of service to a proportion of wages at exit. The proportion rises progressively with longer service periods, beginning at a very small rate for short service and increasing through successive monthly bands. The schedule works as a structured refund formula for separating employees, translating pensionable service length into the corresponding contribution return payable at exit, with the proportion reaching a capped level in the final service bands shown.</description>
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