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    <title>Decoding Pre-Shipment and Post-Shipment Financing in EXIM Business</title>
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    <description>Pre-shipment finance, also called packing credit, is export credit provided before shipment to fund production and procurement of goods meant for export. Post-shipment finance is provided after shipment to bridge the period between dispatch of goods and receipt of payment from the overseas buyer. The export credit framework is regulated by the Reserve Bank of India and implemented through commercial banks to support liquidity, continuous production, and smooth cash flow across the export cycle.</description>
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