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    <description>The Employees&#039; Provident Funds Scheme, 2026 restricts the Fund&#039;s use, apart from the Administration Account, to payment of members&#039; credit balances and related claims by nominees, heirs or legal representatives. Any other expenditure requires the previous sanction of the Central Government. The Fund may be operated only by officers authorised by the Central Board, ensuring controlled administration and disbursement of provident fund monies.</description>
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