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    <title>Do Housewives Need to File ITR? (FY 2025-26 / AY 2026-27)</title>
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    <description>Housewives are not always required to file an income tax return, but filing becomes compulsory where income from fixed deposit interest, rent, freelancing, home business, YouTube or blogging, or capital gains exceeds the basic exemption limit. It is also stated to be mandatory for high-value transactions, foreign assets or foreign income, and to claim TDS refunds. Even with nil taxable income, voluntary filing may help with loan eligibility, visa processing, financial documentation, and business growth.</description>
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