https://www.taxtmi.com/article/detailed?id=16767 Credit cards are short-term borrowing tools that require disciplined use. Responsible use involves understanding key account terms, paying the full statement balance on time, keeping utilisation low, and avoiding reliance on the minimum due. The guide also recommends choosing the right card, using rewards carefully, tracking transactions, reviewing fees, protecting card information, and maintaining a repayment strategy if debt already exists. en-us Sat, 27 Jun 2026 08:34:48 +0530 Sat, 27 Jun 2026 08:34:48 +0530 TaxTMI RSS Generator https://www.taxtmi.com/article/detailed?id=16767 Credit cards are short-term borrowing tools that require disciplined use. Responsible use involves understanding key account terms, paying the full statement balance on time, keeping utilisation low, and avoiding reliance on the minimum due. The guide also recommends choosing the right card, using rewards carefully, tracking transactions, reviewing fees, protecting card information, and maintaining a repayment strategy if debt already exists. Articles Other Topics Sat, 27 Jun 2026 08:34:48 +0530 https://www.taxtmi.com/article/detailed?id=16767