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    <title>2026 (6) TMI 1153 - NATIONAL COMPANY LAW APPELLATE TRIBUNAL, CHENNAI</title>
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    <description>A separate guarantee deed is not indispensable where the loan documents and admitted execution otherwise show that an individual signed as guarantor and the transaction records a contract of guarantee. The personal guarantor definition under the Insolvency and Bankruptcy Code turns on suretyship to a corporate debtor, so the substance of the documents can establish guarantor status and liability. On that basis, the absence of a separately filed guarantee deed does not, by itself, defeat proceedings under Section 95 when the underlying loan agreement identifies the person as guarantor and the surety relationship is otherwise admitted.</description>
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      <description>A separate guarantee deed is not indispensable where the loan documents and admitted execution otherwise show that an individual signed as guarantor and the transaction records a contract of guarantee. The personal guarantor definition under the Insolvency and Bankruptcy Code turns on suretyship to a corporate debtor, so the substance of the documents can establish guarantor status and liability. On that basis, the absence of a separately filed guarantee deed does not, by itself, defeat proceedings under Section 95 when the underlying loan agreement identifies the person as guarantor and the surety relationship is otherwise admitted.</description>
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