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    <title>Foundational Principles for an MGA</title>
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    <description>Managing General Agents must act with integrity, skill, care, and fiduciary loyalty to the foreign insurer while protecting policyholder interests when exercising delegated authority. They may use only insurer-approved advertising material, must maintain a Board-approved conflict management policy reviewed annually, and must disclose their intermediary status and prominently identify the foreign insurer(s) in policy documents.</description>
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