https://www.taxtmi.com/caselaws?id=789438 In fraud classification proceedings under RBI Master Directions, audi alteram partem is satisfied by a detailed show-cause notice, disclosure of relied-upon forensic audit material, time to respond in writing, consideration of the reply, and a reasoned order. A borrower has no inherent right to an oral or personal hearing before an account is classified as fraud, because natural justice is flexible in this regulatory setting and the written opportunity to answer is sufficient. Fairness does require disclosure of the forensic audit report where it forms the basis of proposed action, subject only to narrowly redacted portions where third-party rights or privacy are genuinely implicated for recorded reasons. en-us Tue, 07 Apr 2026 00:00:00 +0530 Fri, 08 May 2026 13:03:00 +0530 TaxTMI RSS Generator https://www.taxtmi.com/caselaws?id=789438 In fraud classification proceedings under RBI Master Directions, audi alteram partem is satisfied by a detailed show-cause notice, disclosure of relied-upon forensic audit material, time to respond in writing, consideration of the reply, and a reasoned order. A borrower has no inherent right to an oral or personal hearing before an account is classified as fraud, because natural justice is flexible in this regulatory setting and the written opportunity to answer is sufficient. Fairness does require disclosure of the forensic audit report where it forms the basis of proposed action, subject only to narrowly redacted portions where third-party rights or privacy are genuinely implicated for recorded reasons. Case-Laws Indian Laws Tue, 07 Apr 2026 00:00:00 +0530 https://www.taxtmi.com/caselaws?id=789438