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    <title>Refund and Exchange of Soiled, Torn, and Mutilated Currency Notes in India.</title>
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    <description>The Reserve Bank of India&#039;s note refund framework permits exchange or refund of soiled, mutilated, and imperfect currency notes under the Reserve Bank of India Act, 1934 and the Reserve Bank of India (Note Refund) Rules, 2009. Eligible claims may be made at banks or Reserve Bank offices, where authenticity is examined and value is determined by the extent of the note remaining. Scheduled bank branches may exchange qualifying notes free of charge, while notes with fraud indicators, visible writing, or prohibited tampering are not eligible.</description>
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    <pubDate>Wed, 08 Apr 2026 08:58:37 +0530</pubDate>
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      <description>The Reserve Bank of India&#039;s note refund framework permits exchange or refund of soiled, mutilated, and imperfect currency notes under the Reserve Bank of India Act, 1934 and the Reserve Bank of India (Note Refund) Rules, 2009. Eligible claims may be made at banks or Reserve Bank offices, where authenticity is examined and value is determined by the extent of the note remaining. Scheduled bank branches may exchange qualifying notes free of charge, while notes with fraud indicators, visible writing, or prohibited tampering are not eligible.</description>
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