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    <title>Credit Assistance for E-Commerce Exporters under Export Promotion Mission (EPM) - Niryat Protsahan: A Legal and Policy Analysis</title>
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    <description>A pilot credit assistance intervention implements combined credit guarantee and interest subvention support to expand working capital access for MSME cross-border e commerce exporters. It applies to short term facilities (cash credit, overdraft and similar instruments) from scheduled banks and designated institutions to eligible MSMEs meeting IEC and Udyam registration, export track record or specified domestic e commerce experience, and standard asset classification. Two instruments-Direct E Commerce Credit and Overseas Inventory E Commerce Credit-specify credit limits, guarantee coverage, tenures and fees. Exim Bank evaluates guarantees, NCGTC administers the trust and claims, MLIs perform credit appraisal and recovery, and digital DGFT procedures govern applications and approvals.</description>
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    <pubDate>Thu, 12 Mar 2026 08:34:58 +0530</pubDate>
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      <description>A pilot credit assistance intervention implements combined credit guarantee and interest subvention support to expand working capital access for MSME cross-border e commerce exporters. It applies to short term facilities (cash credit, overdraft and similar instruments) from scheduled banks and designated institutions to eligible MSMEs meeting IEC and Udyam registration, export track record or specified domestic e commerce experience, and standard asset classification. Two instruments-Direct E Commerce Credit and Overseas Inventory E Commerce Credit-specify credit limits, guarantee coverage, tenures and fees. Exim Bank evaluates guarantees, NCGTC administers the trust and claims, MLIs perform credit appraisal and recovery, and digital DGFT procedures govern applications and approvals.</description>
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