https://www.taxtmi.com/forum/issue?id=120808 Banks grant Cash Credit limits based on two years' Balance Sheets and P&L, commonly applying a Turnover Method (CC 20% of annual sales), requiring turnover near fifty-sixty lakh for a ten lakh CC, sustained net profit margins (circa 8-15%), and owner capital contribution of about 25-30% of working capital; alternatively banks compute drawing power from stock and receivables after prescribed bank margins. Required documents include two years' financials, ITR, GST/sales proofs, recent bank statements, stock statements and KYC. en-us Wed, 11 Mar 2026 12:15:19 +0530 Wed, 11 Mar 2026 14:43:26 +0530 TaxTMI RSS Generator https://www.taxtmi.com/forum/issue?id=120808 Banks grant Cash Credit limits based on two years' Balance Sheets and P&L, commonly applying a Turnover Method (CC 20% of annual sales), requiring turnover near fifty-sixty lakh for a ten lakh CC, sustained net profit margins (circa 8-15%), and owner capital contribution of about 25-30% of working capital; alternatively banks compute drawing power from stock and receivables after prescribed bank margins. Required documents include two years' financials, ITR, GST/sales proofs, recent bank statements, stock statements and KYC. Discussion-Forum Companies Law Wed, 11 Mar 2026 12:15:19 +0530 https://www.taxtmi.com/forum/issue?id=120808