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    <title>IF THERE IS A DISPUTE NO ‘CIRP’ CAN BE INITIATED BY OPERATIONAL CREDITOR</title>
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    <description>Whether a pre-existing dispute exists when a Section 8 demand notice is issued depends on objective indicia: contemporaneous ledger entries, payment conduct after notice, timing and content of correspondence, and the authorisation of the person raising objections. Communications that do not interrupt the running account or are made by unauthorised persons (such as a suspended director) do not constitute a bona fide dispute, and payments after notice weigh against the existence of a real dispute.</description>
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      <description>Whether a pre-existing dispute exists when a Section 8 demand notice is issued depends on objective indicia: contemporaneous ledger entries, payment conduct after notice, timing and content of correspondence, and the authorisation of the person raising objections. Communications that do not interrupt the running account or are made by unauthorised persons (such as a suspended director) do not constitute a bona fide dispute, and payments after notice weigh against the existence of a real dispute.</description>
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