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    <title>2026 (3) TMI 255 - NATIONAL COMPANY LAW APPELLATE TRIBUNAL PRINCIPAL BENCH, NEW DELHI</title>
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    <description>Repeated service attempts by email, telephone, WhatsApp, speed post and newspaper publication were held sufficient in personal guarantor insolvency proceedings where the guarantor had actual knowledge and the contact details matched the guarantor&#039;s own filings. The petition under personal insolvency was found maintainable because the recovery certificate and later demand notices constituted valid invocation of liability, and the limitation objection failed. The assignment of the debt during the pendency of the matter did not divest the original creditor of locus, as the assignee stepped into the assignor&#039;s shoes and the assignment did not unsettle the admission order. Admission of insolvency proceedings and costs were upheld.</description>
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      <description>Repeated service attempts by email, telephone, WhatsApp, speed post and newspaper publication were held sufficient in personal guarantor insolvency proceedings where the guarantor had actual knowledge and the contact details matched the guarantor&#039;s own filings. The petition under personal insolvency was found maintainable because the recovery certificate and later demand notices constituted valid invocation of liability, and the limitation objection failed. The assignment of the debt during the pendency of the matter did not divest the original creditor of locus, as the assignee stepped into the assignor&#039;s shoes and the assignment did not unsettle the admission order. Admission of insolvency proceedings and costs were upheld.</description>
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