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    <title>MERELY BECAUSE PAYMENT HAS NOT BEEN MADE IT DOES NOT CONSTITUTE OFFENCES PUNISHABLE UNDER SECTIONS 406/420 OF THE INDIAN PENAL CODE</title>
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    <description>Mere non-payment or outstanding commercial dues, without factual averments of dishonest inducement or pre-existing fraudulent intention, does not disclose the essential prima facie ingredients of offences of cheating or criminal breach of trust; such disputes are ordinarily civil in nature and converting contractual defaults into criminal charges amounts to an abuse of process absent specific allegations establishing mens rea for deception or dishonest misappropriation.</description>
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