https://www.taxtmi.com/article/detailed?id=15870 PPF is a government-backed long-term savings vehicle whose interest is calculated on the lowest balance between the 5th and month-end; deposits on or before the 5th or early-year lump sums maximize interest. Full utilization of the annual contribution ceiling and early, consistent investing amplify compounding. The account matures at 15 years but may be extended in successive 5-year blocks with or without contributions to continue compounding. Partial withdrawals disrupt growth, while a loan facility (years 3-6) preserves invested principal. PPF benefits from EEE tax treatment, making it a stable core for diversified portfolios. en-us Fri, 13 Feb 2026 10:19:43 +0530 Fri, 13 Feb 2026 10:19:43 +0530 TaxTMI RSS Generator https://www.taxtmi.com/article/detailed?id=15870 PPF is a government-backed long-term savings vehicle whose interest is calculated on the lowest balance between the 5th and month-end; deposits on or before the 5th or early-year lump sums maximize interest. Full utilization of the annual contribution ceiling and early, consistent investing amplify compounding. The account matures at 15 years but may be extended in successive 5-year blocks with or without contributions to continue compounding. Partial withdrawals disrupt growth, while a loan facility (years 3-6) preserves invested principal. PPF benefits from EEE tax treatment, making it a stable core for diversified portfolios. Articles Other Topics Fri, 13 Feb 2026 10:19:43 +0530 https://www.taxtmi.com/article/detailed?id=15870