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    <title>NPCI-based bank account validation for IEC applications and modifications enables real-time validation; incorrect details block submission or trigger automatic review.</title>
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    <description>NPCI integration mandates real-time validation of bank account details for IEC issuance and modification; applicants must declare all active PAN-linked accounts and ensure PAN, name and account details match bank records. NPCI returns &quot;Success&quot;, &quot;In Progress&quot; or &quot;Failed&quot;; on Success applications proceed normally; on In Progress applications are placed in automatic review with auto-approval when validations later succeed and deficiency or rejection imposed on failed validations as specified; on Failed any affected application cannot be submitted until correct bank details are provided. Stakeholders must verify details before submission.</description>
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