https://www.taxtmi.com/news?id=70684 Banks may dispense with collateral for loans to Micro and Small Enterprises up to a base limit of Rs 20 lakh and, based on the MSE unit's good track record and financial position, increase that dispensation up to Rs 25 lakh under their internal policy; banks may use Credit Guarantee Scheme cover where applicable and accepting voluntarily pledged gold and silver for loans within the collateral-free limit will not breach the mandate. The amended lending directions become effective April 1, 2026. en-us Mon, 09 Feb 2026 19:31:05 +0530 Mon, 09 Feb 2026 19:31:05 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=70684 Banks may dispense with collateral for loans to Micro and Small Enterprises up to a base limit of Rs 20 lakh and, based on the MSE unit's good track record and financial position, increase that dispensation up to Rs 25 lakh under their internal policy; banks may use Credit Guarantee Scheme cover where applicable and accepting voluntarily pledged gold and silver for loans within the collateral-free limit will not breach the mandate. The amended lending directions become effective April 1, 2026. News - Mon, 09 Feb 2026 19:31:05 +0530 https://www.taxtmi.com/news?id=70684