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    <title>Implementation of NPCI-based Workflow for Bank Account Validation in IEC Applications and Modifications.</title>
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    <description>NPCI integration requires declaration of all active bank accounts linked to PAN and matching of PAN, name and account details. Submitted bank details will be validated by NPCI with statuses Success, In Progress, or Failed. Success permits normal processing; In Progress triggers Automatic Review with potential auto-approval, deficiency marking for initial modification failures, and rejection on continued failure; Failed validation prevents submission until corrected. The system will periodically fetch updated statuses from NPCI and stakeholders must verify details before applying.</description>
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