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    <title>Axis Max Life’s India Retirement Index Study 5.0 Uncovers Critical Retirement Gaps for India’s Sandwich Generation and Empty Nesters</title>
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    <description>IRIS 5.0 finds significant retirement preparedness shortfalls among the Sandwich Generation and Empty Nesters: only 33% of Empty Nesters and 38% of the Sandwich Generation expect their savings to last more than ten years. The study highlights conservative asset allocation, uneven uptake of market investments, varying insurance coverage, health engagement gaps, and widespread fears of loneliness and future financial dependence, indicating interconnected financial, health, and emotional risks that undermine long term retirement security.</description>
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