https://www.taxtmi.com/news?id=67821 Public Sector Banks adopted a Credit Assessment Model using digitally verifiable footprints to automate MSME loan appraisal and model-based limit assessment for ETB and NTB borrowers. The system ingests GST, ITR, bank statements via account aggregators, CIC reports and other API-fetched data for KYC, fraud checks and due diligence, enables instant in-principle sanctions through the Jan Samarth Portal for loans within defined thresholds, supports end-to-end Straight Through Processing, and integrates with credit guarantee mechanisms such as CGTMSE. en-us Mon, 19 Jan 2026 17:16:42 +0530 Mon, 19 Jan 2026 17:16:42 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=67821 Public Sector Banks adopted a Credit Assessment Model using digitally verifiable footprints to automate MSME loan appraisal and model-based limit assessment for ETB and NTB borrowers. The system ingests GST, ITR, bank statements via account aggregators, CIC reports and other API-fetched data for KYC, fraud checks and due diligence, enables instant in-principle sanctions through the Jan Samarth Portal for loans within defined thresholds, supports end-to-end Straight Through Processing, and integrates with credit guarantee mechanisms such as CGTMSE. News - Mon, 19 Jan 2026 17:16:42 +0530 https://www.taxtmi.com/news?id=67821