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    <title>Department of Financial Services launches Composite Salary Account Package for Central Government Employees in association with Public Sector Banks</title>
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    <description>The Department of Financial Services directed Public Sector Banks to offer a composite Salary Account Package for Central Government employees combining zero-balance banking facilities (free RTGS/NEFT/UPI, concessional loan terms, cashback and nil maintenance), integrated insurance protection (personal accident, air accident, disability, term life with top-up, and health insurance with top-up) and enhanced card benefits; banks must publicise the scheme, facilitate migration of existing salary accounts with employee consent, and ensure uniform coverage and convenience across employee cadres.</description>
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