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    <title>Framing of schemes for unorganised workers</title>
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    <description>Section 109 requires the Central Government to frame welfare schemes for unorganised workers covering life and disability cover, health and maternity benefits, old age protection, education and other benefits; such schemes may be funded wholly by the Central Government, jointly with States, through beneficiary or employer contributions, or from other sources including corporate social responsibility funds, and must specify scope, implementing authority, beneficiaries, resources, implementing agencies, grievance redressal and may use a special purpose vehicle for implementation.</description>
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