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    <title>Transfer of accounts</title>
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    <description>Section 22 requires transfer or dealing of an employee&#039;s accumulated provident fund or pension account when the employee leaves one establishment and obtains employment elsewhere, with the transfer mechanics to follow the procedures specified in the applicable Provident Fund Scheme or Pension Scheme.</description>
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      <description>Section 22 requires transfer or dealing of an employee&#039;s accumulated provident fund or pension account when the employee leaves one establishment and obtains employment elsewhere, with the transfer mechanics to follow the procedures specified in the applicable Provident Fund Scheme or Pension Scheme.</description>
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