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    <title>Interest on deposit</title>
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    <description>Deposits under the National Savings (Monthly Income Account) Scheme, 2019 bear interest at rates tied to the deposit date (7.6% for 12 Dec 2019 to 31 Mar 2020; 6.6% for 1 Apr 2020 to 30 Sep 2022; 6.7% for 1 Oct 2022 to 31 Dec 2022; 7.1% for 1 Jan 2023 to 31 Mar 2023; 7.4% for deposits on or after 1 Apr 2023). Interest is payable after one month, unclaimed monthly interest does not earn further interest, amounts are rounded to the nearest rupee, excess deposits are refunded with Post Office Savings Account interest, and payment dates falling on holidays are moved to the preceding business day.</description>
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    <pubDate>Tue, 06 Jan 2026 13:26:55 +0530</pubDate>
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      <description>Deposits under the National Savings (Monthly Income Account) Scheme, 2019 bear interest at rates tied to the deposit date (7.6% for 12 Dec 2019 to 31 Mar 2020; 6.6% for 1 Apr 2020 to 30 Sep 2022; 6.7% for 1 Oct 2022 to 31 Dec 2022; 7.1% for 1 Jan 2023 to 31 Mar 2023; 7.4% for deposits on or after 1 Apr 2023). Interest is payable after one month, unclaimed monthly interest does not earn further interest, amounts are rounded to the nearest rupee, excess deposits are refunded with Post Office Savings Account interest, and payment dates falling on holidays are moved to the preceding business day.</description>
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