https://www.taxtmi.com/news?id=66184 Personal loans are increasingly used for lifestyle and progress-driven purposes, with the strongest credit demand growth in Tier II cities such as Coimbatore, Indore, Bhubaneswar, Mysuru, Jaipur and Nagpur. Digital behaviours predominate: 55% of personal loan users spend on online shopping, 52% on food delivery and 40% use mobile banking apps; AI-led and mobile-first credit journeys are becoming standard. Gendered decision-making patterns persist, and providers emphasise technology-enabled, accessible products to deepen financial inclusion and broaden digital credit participation beyond metros. en-us Wed, 31 Dec 2025 13:01:03 +0530 Wed, 31 Dec 2025 13:01:03 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=66184 Personal loans are increasingly used for lifestyle and progress-driven purposes, with the strongest credit demand growth in Tier II cities such as Coimbatore, Indore, Bhubaneswar, Mysuru, Jaipur and Nagpur. Digital behaviours predominate: 55% of personal loan users spend on online shopping, 52% on food delivery and 40% use mobile banking apps; AI-led and mobile-first credit journeys are becoming standard. Gendered decision-making patterns persist, and providers emphasise technology-enabled, accessible products to deepen financial inclusion and broaden digital credit participation beyond metros. News - Wed, 31 Dec 2025 13:01:03 +0530 https://www.taxtmi.com/news?id=66184