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    <title>Customisable Health Insurance Plans: A Lifestyle-based Personalisation Choice</title>
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    <description>Customisable health insurance enables selection of optional benefits and limits to align coverage with life stage and changing needs. Operative features include up to 10x cumulative bonus for no-claim years, a declared Unlimited Sum Insured subject to policy terms, a one-time Endless Sum Insured benefit for a hospitalization claim beyond the base sum, a gym and sports injury OPD add-on, a Plan Ahead add-on transferring waiting period continuity to an eligible spouse (up to age 35) and/or up to two newborns if enrolled within 120 days, and a 5% welcome discount for purchase within five days of quote.</description>
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