https://www.taxtmi.com/news?id=65881 Aggregate small business credit for exposures up to Rs. 5 crore expanded materially, led by sole proprietors and rising active loan accounts, with notable growth in borrowers holding both individual and enterprise credit. Credit deepening and formalisation progressed in parallel, with working capital and term loans dominant for enterprises and LAP, business and CV loans leading for sole proprietors; unsecured lending also grew sharply. Lender composition shifted toward greater NBFC presence among sole proprietors while portfolio quality improved, reflected in lower medium term delinquency and higher Very Low/Low Risk borrower shares. en-us Fri, 26 Dec 2025 17:46:03 +0530 Fri, 26 Dec 2025 17:46:04 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=65881 Aggregate small business credit for exposures up to Rs. 5 crore expanded materially, led by sole proprietors and rising active loan accounts, with notable growth in borrowers holding both individual and enterprise credit. Credit deepening and formalisation progressed in parallel, with working capital and term loans dominant for enterprises and LAP, business and CV loans leading for sole proprietors; unsecured lending also grew sharply. Lender composition shifted toward greater NBFC presence among sole proprietors while portfolio quality improved, reflected in lower medium term delinquency and higher Very Low/Low Risk borrower shares. News - Fri, 26 Dec 2025 17:46:03 +0530 https://www.taxtmi.com/news?id=65881