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    <title>2025 (12) TMI 1376 - HIMACHAL PRADESH HIGH COURT</title>
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    <description>In cheque dishonour proceedings, once execution of the cheque and its dishonour are proved, the presumptions under Sections 118(a) and 139 of the Negotiable Instruments Act operate in favour of the complainant, and the accused must rebut them by a probable defence on the preponderance of probabilities. A bare denial is insufficient. The complainant was not required to prove financial capacity because no timely foundational challenge was raised in reply to the statutory notice. Dispatch of notice to the correct address by registered post attracted the presumption of service, and statutory notice was treated as duly complied with.</description>
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      <description>In cheque dishonour proceedings, once execution of the cheque and its dishonour are proved, the presumptions under Sections 118(a) and 139 of the Negotiable Instruments Act operate in favour of the complainant, and the accused must rebut them by a probable defence on the preponderance of probabilities. A bare denial is insufficient. The complainant was not required to prove financial capacity because no timely foundational challenge was raised in reply to the statutory notice. Dispatch of notice to the correct address by registered post attracted the presumption of service, and statutory notice was treated as duly complied with.</description>
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