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    <title>NABARD Survey shows strong broad-based revival in rural demand, rising incomes and unprecedented optimism</title>
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    <description>Rural consumption and incomes have strengthened: 80% of households report higher consumption, consumption now absorbs 67.3% of income, 42.2% experienced income growth and 75.9% expect further gains. Investment rose (29.3% increased capital investment) while loan burdens eased. Access to formal credit reached 58.3% but informal credit remains about 20%. Government transfers supplement around 10% of income for households, and perceived inflation moderated to 3.77%, supporting real purchasing power and welfare.</description>
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