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    <title>HP govt asks farmers to adopt wheat insurance scheme by Dec 15</title>
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    <description>Himachal Pradesh authorities urged farmers to enrol in the Prime Minister&#039;s Crop Insurance Scheme for Rabi wheat by December 15, with a premium set at 1.5% (Rs 36 per canal) and Kshema General Insurance Company designated to compensate losses from natural causes. District officials directed banks to prioritise Kisan Credit Card coverage to expand access to loans and insurance, and instructed the Agriculture Department and insurers to run publicity and awareness camps to boost enrolment.</description>
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