https://www.taxtmi.com/news?id=64062 IDFC FIRST Bank's FIRST WOW! Black is an FD-backed secured credit card offering a physical Mastercard and a UPI-enabled RuPay virtual card on a single credit limit, with fully digital issuance from an FD of ?20,000. Key features include zero forex markup on international spends, differentiated reward point rates for everyday and UPI spends, travel and lifestyle benefits (lounge access, trip cancellation cover, insurance), a ?750+GST fee (waived on annual spends of ?1,50,000), and specific cash withdrawal and welcome-benefit mechanics. en-us Tue, 09 Dec 2025 11:01:03 +0530 Tue, 09 Dec 2025 11:01:03 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=64062 IDFC FIRST Bank's FIRST WOW! Black is an FD-backed secured credit card offering a physical Mastercard and a UPI-enabled RuPay virtual card on a single credit limit, with fully digital issuance from an FD of ?20,000. Key features include zero forex markup on international spends, differentiated reward point rates for everyday and UPI spends, travel and lifestyle benefits (lounge access, trip cancellation cover, insurance), a ?750+GST fee (waived on annual spends of ?1,50,000), and specific cash withdrawal and welcome-benefit mechanics. News - Tue, 09 Dec 2025 11:01:03 +0530 https://www.taxtmi.com/news?id=64062