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    <title>Do your Karma, dots will connect, RBI Guv tells students</title>
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    <description>Reserve Bank Governor Sanjay Malhotra advised students to prioritise diligent work, passion, and process over fixating on outcomes, reiterating that efforts often become coherent only in hindsight. He delivered these remarks during the VKRV Rao Memorial Lecture, repeating counsel previously given at IIT Kanpur, and the address included biographical context noting his technical and public policy education, administrative background, senior finance ministry service, and his incumbency as central bank governor.</description>
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