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    <title>DFS Secretary chairs PSB Review Meeting for H1 FY 2025–26</title>
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    <description>Public Sector Banks showed improved profitability and materially better asset quality in H1 FY 2025-26, with directives to sustain low cost deposit mobilisation, strengthen risk management and underwriting, accelerate credit to MSMEs and agriculture, and scale sustainable financing in champion sectors. The review emphasised adoption of responsible AI and data analytics, enhanced cyber resilience, faster implementation of digital lending and financial inclusion schemes, use of digital platforms for recovery and early warning systems, and launched the JanSamarth Startup Loans module alongside the PSB Manthan 2025 roadmap.</description>
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