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    <title>2025 (11) TMI 672 - KERALA HIGH COURT</title>
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    <description>Proof of the loan transaction, cheque issuance, dishonour for insufficiency of funds, and service of statutory notice attracted the presumptions under Sections 118 and 139 of the Negotiable Instruments Act in favour of the cheque holder. The accused failed to rebut those presumptions with reliable evidence, and the defence materials did not displace the complainant&#039;s version. As no perversity or illegality was shown in the concurrent findings, the Kerala High Court upheld the conviction under Section 138 and declined to interfere with the sentence, which had already been reduced by the appellate court to the minimum possible term.</description>
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      <description>Proof of the loan transaction, cheque issuance, dishonour for insufficiency of funds, and service of statutory notice attracted the presumptions under Sections 118 and 139 of the Negotiable Instruments Act in favour of the cheque holder. The accused failed to rebut those presumptions with reliable evidence, and the defence materials did not displace the complainant&#039;s version. As no perversity or illegality was shown in the concurrent findings, the Kerala High Court upheld the conviction under Section 138 and declined to interfere with the sentence, which had already been reduced by the appellate court to the minimum possible term.</description>
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