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    <title>HDFC Life&#039;&#039;s &#039;&#039;Ready for Life&#039;&#039; Report Highlights a Gap of 26 Points Between Perceived and Actual Financial Readiness</title>
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    <description>The study measures a 26 point Financial Readiness Gap between perceived (85) and actual (59) preparedness across financial planning, emergency preparedness, health and well being, and retirement strategy, highlighting underuse of protection and retirement products, reliance on traditional low growth instruments, weak emergency funds and inadequate health cover, and significant regional and tier wise variation that calls for greater long term planning and financial literacy.</description>
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