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    <title>India&#039;s Retirement Index Score Rises to 48 as Early Planning Grows; 50% of Urban Indians Now Prioritize Early Retirement Savings: Axis Max Life IRIS 5.0</title>
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    <description>Retirement preparedness in India improved to an IRIS score of 48 driven by health gains and rising product awareness, while financial sufficiency remains weak as many underestimate required corpuses and only a minority have reached a quarter of savings targets. Health readiness rose through greater physical activity, preventive checks, and higher health insurance ownership, while emotional concerns about loneliness and dependence persist. Segmental findings show metros and Tier I cities leading, East India balanced in preparedness, and cohorts such as women, gig workers, and return migrants requiring tailored, advisory-led retirement and wellness solutions.</description>
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