https://www.taxtmi.com/news?id=60492 ULIPs combine a life insurance component and an investment component, allocating each premium between a death benefit and market linked funds (equity, debt, cash, or hybrid). Policyholders may switch allocations to manage risk, use optional riders, and deploy features such as flexi pay and partial post lock in withdrawals for lifecycle goals. Commercial terms include premium discounts and wellness rewards; underwriting, acceptance, tax conditions and possible surrender value reductions on early termination determine final eligibility and benefits. en-us Mon, 03 Nov 2025 18:16:03 +0530 Mon, 03 Nov 2025 18:16:03 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=60492 ULIPs combine a life insurance component and an investment component, allocating each premium between a death benefit and market linked funds (equity, debt, cash, or hybrid). Policyholders may switch allocations to manage risk, use optional riders, and deploy features such as flexi pay and partial post lock in withdrawals for lifecycle goals. Commercial terms include premium discounts and wellness rewards; underwriting, acceptance, tax conditions and possible surrender value reductions on early termination determine final eligibility and benefits. News - Mon, 03 Nov 2025 18:16:03 +0530 https://www.taxtmi.com/news?id=60492