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    <description>Adjudication under Section 94 and Section 95 permits debtors or creditors to apply for initiation of insolvency resolution; the Adjudicating Authority appoints a resolution professional to examine the application and collect information, an interim moratorium applies from the date of application until admission, and the resolution professional submits a recommendatory report which does not bind the Adjudicating Authority, which must independently decide admission while observing principles of natural justice.</description>
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