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    <title>IDFC FIRST Bank Q2 FY26 PAT at Rs. 352 Crore, PAT up 76% YoY</title>
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    <description>IDFC FIRST Bank reported Q2 FY26 PAT of Rs. 352 crore, YoY growth 75.6%, with NIM at 5.59% and cost of funds at 6.23%. Customer business, loans and deposits grew materially, CASA ratio rose to 50.07%. Asset quality remained stable (Gross NPA 1.86%, Net NPA 0.52%) while provisions fell 12.5% QoQ driven by reduced microfinance provisions; the MFI portfolio contracted to 2.7% of funded assets. Capital adequacy was 14.34% with pro forma CAR of 16.82% on CCPS conversion.</description>
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    <pubDate>Tue, 21 Oct 2025 11:46:03 +0530</pubDate>
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      <title>IDFC FIRST Bank Q2 FY26 PAT at Rs. 352 Crore, PAT up 76% YoY</title>
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      <description>IDFC FIRST Bank reported Q2 FY26 PAT of Rs. 352 crore, YoY growth 75.6%, with NIM at 5.59% and cost of funds at 6.23%. Customer business, loans and deposits grew materially, CASA ratio rose to 50.07%. Asset quality remained stable (Gross NPA 1.86%, Net NPA 0.52%) while provisions fell 12.5% QoQ driven by reduced microfinance provisions; the MFI portfolio contracted to 2.7% of funded assets. Capital adequacy was 14.34% with pro forma CAR of 16.82% on CCPS conversion.</description>
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