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    <title>The Invisible Burden of Debt: How Unpaid Loans and EMIs Disrupt Sleep, Peace, and Mental Health</title>
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    <description>Unmanaged household debt-recurring EMIs and unsecured credit-produces chronic stress that disrupts sleep and mental well being, compresses savings, and promotes further borrowing. These dynamics heighten anxiety symptoms and fragmented sleep, reduce daily functioning, and translate into macroeconomic effects through lost workdays and lower productivity. The article recommends individual measures (wind down routines, silencing notifications, consolidating repayment info) and integrated supports (early mental health care, debt counselling, payment restructuring) while highlighting treatment gaps and the need for visible, accessible combined financial and psychological services.</description>
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    <pubDate>Sat, 11 Oct 2025 16:01:03 +0530</pubDate>
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