https://www.taxtmi.com/news?id=58063 RBI proposes revising the standardised approach for credit risk-introducing granular risk weights for corporates, MSMEs and real estate, classifying timely repaying credit card holders as retail transactors, adjusting credit conversion factors for off balance sheet items, and calibrating risk weights for rated loans based on rating agencies' default history and bank due diligence; and adopting an ECL provisioning framework with staging, prudential floors, EIR based income recognition and model risk management, with a five year glide path and limited overall capital impact. en-us Tue, 07 Oct 2025 18:23:33 +0530 Tue, 07 Oct 2025 18:24:00 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=58063 RBI proposes revising the standardised approach for credit risk-introducing granular risk weights for corporates, MSMEs and real estate, classifying timely repaying credit card holders as retail transactors, adjusting credit conversion factors for off balance sheet items, and calibrating risk weights for rated loans based on rating agencies' default history and bank due diligence; and adopting an ECL provisioning framework with staging, prudential floors, EIR based income recognition and model risk management, with a five year glide path and limited overall capital impact. News - Tue, 07 Oct 2025 18:23:33 +0530 https://www.taxtmi.com/news?id=58063