https://www.taxtmi.com/news?id=57502 The Reserve Bank proposes to implement an Expected Credit Loss (ECL) provisioning framework for specified banks and All India Financial Institutions from April 1, 2027, with prudential floors and a glide path through March 31, 2031, requiring classification of financial assets into three stages based on assessed credit losses and corresponding provisioning; concurrently, revised Basel III capital norms and a Standardised Approach for Credit Risk will be introduced, and a risk based deposit insurance premium model will be established using the existing flat rate as a ceiling. en-us Wed, 01 Oct 2025 13:31:03 +0530 Wed, 01 Oct 2025 13:31:03 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=57502 The Reserve Bank proposes to implement an Expected Credit Loss (ECL) provisioning framework for specified banks and All India Financial Institutions from April 1, 2027, with prudential floors and a glide path through March 31, 2031, requiring classification of financial assets into three stages based on assessed credit losses and corresponding provisioning; concurrently, revised Basel III capital norms and a Standardised Approach for Credit Risk will be introduced, and a risk based deposit insurance premium model will be established using the existing flat rate as a ceiling. News - Wed, 01 Oct 2025 13:31:03 +0530 https://www.taxtmi.com/news?id=57502