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    <title>Galaxy Health Insurance targets Rs 450-cr premium by FY&#039;27, breakeven in 4 years</title>
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    <description>Galaxy Health Insurance&#039;s expansion underscores compliance and operational matters for standalone insurers, including OPD-focused product design, technology-enabled claims settlement, and distribution strategies. Two policy drivers stand out: GST rate cuts have reduced customer costs while insurers absorb part of the impact, affecting pricing and cost allocation; and the proposed standardisation of treatment protocols is identified as a key reform expected to improve claim consistency and cost control, thereby influencing underwriting and product design across the health insurance sector.</description>
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