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    <title>Celebrate Onam with Financial Ease: Get the Latest Gold Loan Market Update for 2025 with Bajaj Finance</title>
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    <description>2025 regulatory measures require stricter loan-to-value limits, mandatory clear disclosure of interest rates and repayment terms, and promotion of digital KYC for gold loans. Lenders must standardise valuation of 18-22 karat jewellery; loan amounts depend on purity, weight and prevailing gold prices. Commercial offerings advertise quick online applications, free insurance on pledged gold, flexible repayment, no foreclosure charges, and an eligibility calculator; borrowers complete KYC with a single government identity document to obtain rapid approval.</description>
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