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    <title>Several challenges continue in terms of digital literacy, financial awareness: President Murmu</title>
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    <description>Digital financial inclusion is incomplete: while fintech, payment banks, digital wallets and banking correspondents have expanded access, deficits in digital literacy, internet access and financial awareness hinder uptake. Banks should prioritise rural empowerment and MSME growth by providing timely, affordable credit, delivering financial literacy, and supporting agri tech to make agriculture sustainable and integrate underserved populations into formal banking.</description>
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