https://www.taxtmi.com/news?id=53806 PMJDY establishes access to zero balance basic bank accounts with free RuPay debit cards, accident insurance and overdraft facilities, permitting unrestricted deposits and electronic credits to integrate marginalised populations into formal banking. Acting as the core of the Jan Dhan Aadhaar Mobile (JAM trinity), PMJDY provides a diversion proof channel for Direct Benefit Transfers, supports extension of insurance and pension enrolment, and underpins saturation campaigns and KYC drives to increase account usage and reduce dormancy. en-us Thu, 28 Aug 2025 10:53:39 +0530 Thu, 28 Aug 2025 10:53:38 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=53806 PMJDY establishes access to zero balance basic bank accounts with free RuPay debit cards, accident insurance and overdraft facilities, permitting unrestricted deposits and electronic credits to integrate marginalised populations into formal banking. Acting as the core of the Jan Dhan Aadhaar Mobile (JAM trinity), PMJDY provides a diversion proof channel for Direct Benefit Transfers, supports extension of insurance and pension enrolment, and underpins saturation campaigns and KYC drives to increase account usage and reduce dormancy. News - Thu, 28 Aug 2025 10:53:39 +0530 https://www.taxtmi.com/news?id=53806