https://www.taxtmi.com/news?id=53528 First-time buyers must choose an adequate sum insured and assess premium trade-offs such as co-payment clauses. Verify the insurer's hospital network for cashless access and inspect any sub-limits that may cap reimbursements. Check waiting periods for benefits like pre-existing conditions and maternity cover. Read full policy wordings, examine the insurer's claim settlement record, ensure affordability over time, and use premium calculators; consider add-ons only to fill specific gaps. en-us Mon, 25 Aug 2025 17:46:03 +0530 Mon, 25 Aug 2025 17:46:03 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=53528 First-time buyers must choose an adequate sum insured and assess premium trade-offs such as co-payment clauses. Verify the insurer's hospital network for cashless access and inspect any sub-limits that may cap reimbursements. Check waiting periods for benefits like pre-existing conditions and maternity cover. Read full policy wordings, examine the insurer's claim settlement record, ensure affordability over time, and use premium calculators; consider add-ons only to fill specific gaps. News - Mon, 25 Aug 2025 17:46:03 +0530 https://www.taxtmi.com/news?id=53528