https://www.taxtmi.com/news?id=53250 A CIBIL score is the primary creditworthiness indicator lenders use to decide personal loan eligibility, interest rates, loan size and processing speed; higher scores increase approval likelihood and reduce pricing, while lower scores can cause rejection or stricter terms. Borrowers improve eligibility by timely repayments, keeping credit utilisation low, checking and correcting credit report errors, and avoiding multiple simultaneous applications; timing and affordable EMIs help prevent defaults that would harm future borrowing. en-us Fri, 22 Aug 2025 11:01:04 +0530 Fri, 22 Aug 2025 11:01:04 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=53250 A CIBIL score is the primary creditworthiness indicator lenders use to decide personal loan eligibility, interest rates, loan size and processing speed; higher scores increase approval likelihood and reduce pricing, while lower scores can cause rejection or stricter terms. Borrowers improve eligibility by timely repayments, keeping credit utilisation low, checking and correcting credit report errors, and avoiding multiple simultaneous applications; timing and affordable EMIs help prevent defaults that would harm future borrowing. News - Fri, 22 Aug 2025 11:01:04 +0530 https://www.taxtmi.com/news?id=53250